Key Takeaways
- Employer contribution to NPS under Section 80CCD(2) remains fully deductible up to 10% of salary even in the New Tax Regime.
- Company-provided assets like laptops and tablets are not considered taxable perquisites if ownership remains with the employer.
- Interest-free or concessional loans for specific medical treatments or small amounts (up to ₹20,000) are completely tax-exempt.
- Corporate gift vouchers up to ₹5,000 annually stay tax-free, providing a small but useful buffer for employees.
The New Tax Reality of 2026
So, here is the deal—we are halfway through 2026, and the New Tax Regime (NTR) is now the default for almost every salaried professional in India. While the government has simplified the brackets, they also stripped away most of the 'fun' stuff like HRA, LTA, and those 80C investments we used to scramble for in March. Many of you probably think that your 'Take-Home' is now strictly dictated by the tax slabs, with no room for smart maneuvering. But that is not entirely true. There are still a few hidden gems in the Indian Income Tax Act that survived the purge, and honestly, your HR department probably won't bring these up because they involve extra paperwork for them.
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Learn the exact salary restructuring secrets that can save you up to ₹75,000 in taxes even under the New Tax Regime—details your HR might be hiding!
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